Wednesday, 23 September 2026

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The Hidden Balance Sheet: Why Ghana’s buy-now-pay-later boom is a household solvency problem, not a consumer convenience story

A phone in April. A fridge in July. A laptop in September. Three ordinary purchases, three shops, three separate "yes" decisions on three unremarkable days a modest deposit each time, nothing that would raise an eyebrow at a bank, because no bank will ever see it. Then one week in October, all three bills land in the same seven days.…

A phone in April. A fridge in July. A laptop in September. Three ordinary purchases, three shops, three separate "yes" decisions on three unremarkable days a modest deposit each time, nothing that would raise an eyebrow at a bank, because no bank will ever see it. Then one week in October, all three bills land in the same seven days.…

Read the full story on MyJoyOnline

Read the full story on MyJoyOnline

Source: MyJoyOnline

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