The Hidden Balance Sheet: Why Ghana’s buy-now-pay-later boom is a household solvency problem, not a consumer convenience story
A phone in April. A fridge in July. A laptop in September. Three ordinary purchases, three shops, three separate "yes" decisions on three unremarkable days a modest deposit each time, nothing that would raise an eyebrow at a bank, because no bank will ever see it. Then one week in October, all three bills land in the same seven days.…
A phone in April. A fridge in July. A laptop in September. Three ordinary purchases, three shops, three separate "yes" decisions on three unremarkable days a modest deposit each time, nothing that would raise an eyebrow at a bank, because no bank will ever see it. Then one week in October, all three bills land in the same seven days.…